Debt relief is closer than you think.

We’re here to help.

We pride ourselves on consumer focused debt relief.  When debt becomes overwhelming, you have options.

We’ll handle your debt, you focus on you.

See if you qualify

Debt relief is closer than you think.

We’re here to help.

We pride ourselves on consumer focused debt relief.  Our team of expert negotiators work for you, settling your debts and guiding you to financial freedom.  We’ll handle your debt, you focus on you.

Start your debt free journey today:

See if you qualify

Take control of your debt.

Consumer First Financial has been helping people find debt relief for close to 20 years.  Our debt experts are ready to get to work for you, resolving your debts and helping you achieve your financial goals.  Financial independence is our business and we’re passionate about helping people make a fresh start.  To date, we’ve saved our clients over $100 million in unsecured debt.  Our certified consultants are standing by to review your personal situation, and offer the best option.

We’re very proud of our stellar reputation with all regulatory bodies of the debt relief industry, as well as our 100% positive reviews. We feel our results speak for themselves, but luckily our clients are happy to talk about them.

Great ,helpful , understanding , kept in touch with how things were going. Hope to never need you again. I am out of dept and I am staying that way.....thank you.

Betty Hoskins Avatar Betty Hoskins
May 4, 2022

I am very pleased with my account, I was surprised and grateful that it was ended earlier than expected with money back.

Janice Burd Avatar Janice Burd
January 20, 2022

The company is very good they help me in every way possible

Rupert Morris Avatar Rupert Morris
January 10, 2022

I couldn't be happier with the help I was given. Len contact me on a monthly basis to let me know where they were at on my accounts. They were even able to return $1900 back to me which is more than appreciated. Thank you again!!

Casey Weber Avatar Casey Weber
January 10, 2022

Debt is a heavy burden.

Debt relief doesn’t have to be.

Debt relief that works

We’ll handle the heavy lifting.

The first step is to tell us about your debt.  Our certified debt consultants will review your information to determine the best option for you.

Next, our experts will create a customized plan to negotiate and settle your debts quickly, and for less than what’s owed.  What does this mean for you?  Reduced or eliminated interest rates, lower negotiated balances, and a fast-track to eliminating your unsecured debt.

We wish we could help everyone.

Every person has unique circumstances, we customize our approach to meet your individual needs.

The debt relief industry is complex, and honest companies are rare.  The truth is, having a transparent, customer first approach to debt settlement doesn’t pay as well as selling quick ineffective programs.  That’s what makes us different.  Our top-notch customer service team keeps you up-to-date and informed on your current settlements, and your future outlook.  Unlike some companies, we take a customer first approach to debt relief, in fact, we don’t make a penny until we settle your debt.

Our proven debt relief program keeps you in control of your money, while we work to lower what you owe. We’ve been dealing with creditors for going on 15 years, and they know we mean business.  This unique relationship allows us to settle your debts for significantly less.  Take a look at this break down of our guaranteed approach to quick and effective debt recovery.

What about my credit?

Often times, people confuse debt relief with credit repair, and we are not a credit repair company.  Before you can repair your credit, you need to handle your debt.  That’s where we come in.  Credit will ebb and flow significantly over the course of your life, while debt is an anchor weighing you down.  People with excellent credit, but too much debt generally find it difficult to borrow.

When it comes to having large amounts of debt, your credit becomes somewhat irrelevant as your debt prevents you from accessing that great credit.  Recovering your credit score will be significantly easier once your debt is resolved, and your debt to income ratio restored.  A credit repair company works to help consumers recover their credit, but does not address their debt.  Our program focuses on eliminating your debt, the first, and most important step to repairing your credit.

As your debt is eliminated, your debt to income ratio begins to recover—this is an important, and often overlooked, factor to your overall credit worthiness.

Debt is a heavy burden.

Debt relief doesn’t have to be.

Debt relief that works

We’ll handle the heavy lifting.

The first step is to tell us about your debt.  Our certified debt consultants will review your information to determine the best option for you.

Next, our experts will create a customized plan to negotiate and settle your debts quickly, and for less than what’s owed.  What does this mean for you?  Reduced or eliminated interest rates, lower negotiated balances, and a fast-track to eliminating your unsecured debt.

We wish we could help everyone.

Every person has unique circumstances, we customize our approach to meet your individual needs.

The debt relief industry is complex, and honest companies are rare.  The truth is, having a transparent, customer first approach to debt settlement doesn’t pay as well as selling quick ineffective programs.  That’s what makes us different.  Our top notch customer service team keeps you up-to-date and informed on your current settlements, and your future outlook.  We take a customer first approach to debt relief, in fact, we don’t make a penny until we settle your debt.

Our proven debt relief program keeps you in control of your money, while we work to lower what you owe. We’ve been dealing with creditors for going on 15 years, and they know we mean business.  This unique relationship allows us to settle your debts for significantly less.  Take a look at this break down of our guaranteed approach to quick and effective debt recovery.

What about my credit?

Often times, people confuse debt relief with credit repair, and we are not a credit repair company.  Before you can repair your credit, you need to handle your debt.  That’s where we come in.  Credit will ebb and flow significantly over the course of your life, while debt is an anchor weighing you down.  People with excellent credit, but too much debt generally find it difficult to borrow.

When it comes to having large amounts of debt, your credit becomes somewhat irrelevant as your debt prevents you from accessing that great credit.  Recovering your credit score will be significantly easier once your debt is resolved, and your debt to income ratio restored.  A credit repair company works to help consumers recover their credit, but does not address their debt.  Our program focuses on eliminating your debt, the first, and most important step to repairing your credit.

As your debt is eliminated, your debt to income ratio begins to recover—This is an important, and often overlooked, factor to your overall credit worthiness.

Our certified debt consultants review your individual financial situation.

We’ll review your debts and finances to come up with a single payment solution that works for you.  The best part? No more sky-high interest rates.

You’ll make a single monthly deposit into an FDIC-insured dedicated account.

Don’t worry, this account is controlled by you.  As the funds build, our certified negotiators get to work settling with your creditors.

We negotiate your debts directly with your creditors for the best savings.

Our negotiators are the best in the biz, and work hard to save you the most money while reducing your debt quickly.

Celebrate your new financial freedom with family or friends… or by yourself!

Small celebrations as we settle each of your debts, one big celebration when your debt is gone for good.  Don’t be afraid to do a little dance.

Wouldn’t it be great to be rid of the worry and stress unsecured debt creates?

Debt relief that works.

Consumer First Financial never charges upfront costs.  We also don’t make any money unless we settle your debt.  This means if you qualify for our program, it’s in our best interest to work hard to reduce your debts quickly.  We make our money by charging a fee equal to 18-25% of the debt we settle, depending on which State you’re in.  This fee is a fraction of the thousands of dollars you’re paying in interest to the creditors on a daily basis.

Debt settlement can be extremely time consuming, emotional, and stressful. Especially if you’re being hunted down by aggressive collection agencies.  We maintain relationships with numerous consumer-lending institutions and collection agencies to give us the best chance of settling your debt for less.

The first step is the hardest, we’re here to make it easier.

Find out if you qualify.


Request Your Free Consultation